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Services

WIBOR Loans

Legal assistance for individuals with WIBOR-based loans.

Our Services

  • Individual legal analysis of the loan agreement regarding its potential nullity or unfair (abusive) clauses.
  • Acquisition and verification of complete loan documentation from the bank.
  • Calculation of potential financial benefits for the borrower.
  • Management of the formal complaint procedure and issuance of demands for payment to the bank.
  • Development of a claims strategy for both the pre-litigation and litigation stages.
  • Drafting of the statement of claim and representation of the borrower in court.
  • Support during negotiations and settlement talks with the bank.
  • Monitoring of case law and informing the client of significant legal changes.
  • Actions aimed at the effective enforcement of a favorable judgment.
Direct contact regarding WIBOR loans

Tomasz Henclewski, Ph.D., Attorney, Partner

+48 669 561 522
t.henclewski@henclewskiwyjatek.pl

What we offer

comprehensive protection of the borrower's interests

At every stage of the proceedings, we ensure maximum protection of the Client's interests – from complaints and demands for payment, through representation in court, to the enforcement of a favorable judgment. The Client receives a clear strategy and full information regarding potential financial benefits.

specialized expertise in WIBOR loans

We analyze loan agreements based on the WIBOR benchmark and effectively identify grounds to challenge their legality. Our experience covers both straightforward cases and complex legal structures employed by banks.

effective handling of disputes with banks

We possess extensive experience in disputes with financial institutions, including the most demanding Swiss Franc (CHF) loan cases and precedent-setting matters. We effectively represent Clients in negotiations, settlement talks, and court proceedings, consistently striving for the most favorable outcome possible.

Our law firm offers comprehensive legal support for borrowers with loans based on the WIBOR benchmark. We operate in two stages, providing a full analysis of your situation and representation throughout every phase of the proceedings.

STAGE I – Case Analysis and Preparation

  • We perform an individual legal analysis of the loan agreement, assessing the possibility of challenging it in whole or in part and identifying the legal grounds.
  • We obtain the necessary documents from the bank.
  • We present the potential financial benefits achievable in the case.
  • We initiate the formal complaint procedure against the bank and issue a demand for payment, which triggers the accrual of statutory late interest in favor of the borrower.

STAGE II – Litigation and Claim Recovery

  • We draft and file the statement of claim (lawsuit).
  • We provide ongoing updates on the status of the case and current trends in case law.
  • We provide support during settlement negotiations with the bank.
  • We represent clients in court proceedings.
  • We undertake actions aimed at the effective enforcement of the judgment.

contact

If you run a business and look for a partner to provide you with legal services, please do not hesitate to contact us.

contact:

+48 669 561 522
biuro@henclewskiwyjatek.pl

address

ul. Chwaliszewo 72/7
61-104 Poznań

 

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